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Post by godfirstmelast on Apr 3, 2011 16:13:37 GMT -5
- When you do go out to eat, ask for water with lemon to drink. At most places its free, and you'd be surprised by how much you save a month by not paying the extra $2 for a soda.
- Opt for automatic bill pay whenever possible. This may not work for everyone, but at least for me, I can budget myself better because I know that on the 4th of the month, Progressive is going to subtract that cash from my account. If I were paying it myself though, I might not be as on point about not spending money I don't need to spend.
- Get a simple phone and plan. Honestly, my Blackberry was cool, but does it really make financial sense to pay an extra 30 bucks a month for internet on my cell when I'm already paying COX for internet in my house, and internet at my job is provided for free? You don't have to be that connected. But I do have unlimited text, just because I text more than I talk to people.
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RubyPearl
OOA Interest
Smile at me first....
Posts: 39
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Post by RubyPearl on Apr 3, 2011 21:45:04 GMT -5
I called Directv and asked for every discount available- this you will have do every six months or so. But its worth sometimes up to thirty dollars off the bill.
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Post by ShimmeringSTAR on Apr 3, 2011 22:26:44 GMT -5
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Post by Rare_Commodity on Apr 4, 2011 10:46:00 GMT -5
- When you do go out to eat, ask for water with lemon to drink. At most places its free, and you'd be surprised by how much you save a month by not paying the extra $2 for a soda. - Opt for automatic bill pay whenever possible. This may not work for everyone, but at least for me, I can budget myself better because I know that on the 4th of the month, Progressive is going to subtract that cash from my account. If I were paying it myself though, I might not be as on point about not spending money I don't need to spend. - Get a simple phone and plan. Honestly, my Blackberry was cool, but does it really make financial sense to pay an extra 30 bucks a month for internet on my cell when I'm already paying COX for internet in my house, and internet at my job is provided for free? You don't have to be that connected. But I do have unlimited text, just because I text more than I talk to people. Good ideas. The lemon is good for your pocketbook and health. I will have to try the automatic bill pay thing too. Yeah I get what you are saying about the INET on your phone it makes you too accessible guess I could look into downgrading because I have unlimyed INET and work and home I'm usually at one guess I don't need it on my phone too and I HATE this Sprint Epic phone I want to take it back anyways... |
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Post by T-Rex91 on Apr 4, 2011 12:26:06 GMT -5
bump y'all on that phone thing....I need to be able to play angry birds whenever I feel like it.....LOL
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Post by Southie on Apr 4, 2011 14:51:49 GMT -5
- When you do go out to eat, ask for water with lemon to drink. At most places its free, and you'd be surprised by how much you save a month by not paying the extra $2 for a soda. - Opt for automatic bill pay whenever possible. This may not work for everyone, but at least for me, I can budget myself better because I know that on the 4th of the month, Progressive is going to subtract that cash from my account. If I were paying it myself though, I might not be as on point about not spending money I don't need to spend. - Get a simple phone and plan. Honestly, my Blackberry was cool, but does it really make financial sense to pay an extra 30 bucks a month for internet on my cell when I'm already paying COX for internet in my house, and internet at my job is provided for free? You don't have to be that connected. But I do have unlimited text, just because I text more than I talk to people. The automatic bill pay is really a good idea. You just have to make sure that the money is available for the transactions. I know people that have gone into the negative because of frequent mis-calculations. |
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Post by Rare_Commodity on Apr 6, 2011 10:18:03 GMT -5
LOL. Funny thing is my friend just said she overdrew her account for $1.00 and got hit with a $36 fee that they would not reverse. She is trying to budget and do better but I'm like dang you need an intervention.
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Post by Rare_Commodity on Apr 19, 2011 9:24:58 GMT -5
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Post by Rare_Commodity on Aug 9, 2011 14:50:36 GMT -5
bump
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Post by Rare_Commodity on Oct 7, 2011 10:34:55 GMT -5
Travel on a budget. Use points and frequent flyer reward programs. I just earned 5,000 Hilton Honors points by completing online surveys.  |
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Post by Southie on Oct 7, 2011 13:09:22 GMT -5
I am considering getting an AMEX card.
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Post by All Pledging Is Legal on Oct 18, 2011 11:21:22 GMT -5
Debt is a part of life.
The sooner you realize that, the less time and money you can waste trying to eliminate it. The debt really isn’t the problem: the worry about debt is. As soon as you become ambivalent to your debt, the better quality of life you can live.
Besides, being debt-free is not going to make you rich. Many rich people are in debt and they even manage to get richer while being in debt. The fantasies about wealth were written decades ago. You NEED debt in order to get rich!
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Post by Rare_Commodity on Oct 19, 2011 8:54:34 GMT -5
^Partly agree.
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Post by Rare_Commodity on Nov 1, 2011 8:46:48 GMT -5
Ok not trying to sell anything but if you even considered signing up for AAA they have a great offer right now. I just signed up(It worked in Texas)!!!!!. I work in the hotel industry and if you travel alot AA offers good discounts on hotel stays. www.aaa.com/tvoffer (I used this one) aaa.com/offer (free $100 travel certificate) www.aaa.com/radio www.aaa.com/newhome Membership Summary Classic Membership $52.00 New Member Admission Fee $20.00 New Member Admission Fee -$20.00 Adult Associate Fee $27.00 Adult Associate Fee -$27.00 Auto Renewal Discount -$4.50 ________________________________________ TOTAL $47.50 (1 Year) SAVINGS OF $51.50! ________________________________________________________________________ (fine print) Join AAA today for only $52—a $104 value.1 And you'll get a free stainless steel beverage container valued at $25. As part of this TV offer, you'll also receive a free additional one-year membership for an eligible family member. You'll pay only $52 for you and a family member to enjoy our 24-Hour Roadside Assistance and so much more.2 JOIN NOW 1Membership dues, fees, benefits and services subject to change. Offer valid on new membership only; not valid on renewals. Please allow 6 to 8 weeks for steel beverage container delivery. 2Limit one adult associate per membership age 21 or older who resides with you. A Dependent associate must be under 21 and either reside with you or be a student away at school. |
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Post by Kyng of JDs on Nov 1, 2011 9:51:58 GMT -5
Ok not trying to sell anything but if you even considered signing up for AAA they have a great offer right now. I just signed up(It worked in Texas)!!!!!. I work in the hotel industry and if you travel alot AA offers good discounts on hotel stays. www.aaa.com/tvoffer (I used this one) aaa.com/offer (free $100 travel certificate) www.aaa.com/radio www.aaa.com/newhome Membership Summary Classic Membership $52.00 New Member Admission Fee $20.00 New Member Admission Fee -$20.00 Adult Associate Fee $27.00 Adult Associate Fee -$27.00 Auto Renewal Discount -$4.50 ________________________________________ TOTAL $47.50 (1 Year) SAVINGS OF $51.50! ________________________________________________________________________ (fine print) Join AAA today for only $52—a $104 value.1 And you'll get a free stainless steel beverage container valued at $25. As part of this TV offer, you'll also receive a free additional one-year membership for an eligible family member. You'll pay only $52 for you and a family member to enjoy our 24-Hour Roadside Assistance and so much more.2 JOIN NOW 1Membership dues, fees, benefits and services subject to change. Offer valid on new membership only; not valid on renewals. Please allow 6 to 8 weeks for steel beverage container delivery. 2Limit one adult associate per membership age 21 or older who resides with you. A Dependent associate must be under 21 and either reside with you or be a student away at school. hmmm... Rare, I think you have some more analysis before you can pass this off as a good deal... It seems from what you posted that you signed up for the "sale" that is the regular price... |
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Post by ReignMan19 on Nov 1, 2011 10:00:40 GMT -5
Keep high balances on credit cards is THE DEVIL..... my po" credit score...
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Post by LejaOMG on Nov 1, 2011 10:08:04 GMT -5
apparently my net worth is higher than the median (especially when factoring in my age, race, marital status and geographic location). I sure don't feel like it though  |
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Post by Rare_Commodity on Nov 1, 2011 10:08:05 GMT -5
@ Kyng- no I signed up for less than regular price. They waived their normal "enrollment fee" and signed up an additional card member for no cost. Plus when I called them back they changed the promo so I get a $100 travel voucher (im sure it has some restrictions and catches but even still). Plus I already know that when booking hotels & rental cars AAA will give you a discount depending on the hotel. So my membership has already paid for itself. Not sure how good they are for their tow and rental services but for hotel and car discounts it's a plus! Good deal to me may not be to anyone else...ijs.
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Post by Rare_Commodity on Nov 1, 2011 10:08:28 GMT -5
Keep high balances on credit cards is THE DEVIL..... my po" credit score... LOL mine too! |
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Post by Rare_Commodity on Nov 1, 2011 10:08:53 GMT -5
apparently my net worth is higher than the median (especially when factoring in my age, race, marital status and geographic location). I sure don't feel like it though You are a billionaire don't be modest! Lol. Im tryna get like you. |
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Post by Rare_Commodity on Nov 1, 2011 10:12:15 GMT -5
I just opened a Chase bank account they offered a $200.00 promo. Wonder will they be as bad as BOA.
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Post by Kyng of JDs on Nov 1, 2011 10:12:19 GMT -5
@ Kyng- no I signed up for less than regular price. They waived their normal "enrollment fee" and signed up an additional card member for no cost. Plus when I called them back they changed the promo so I get a $100 travel voucher (im sure it has some restrictions and catches but even still). Plus I already know that when booking hotels AAA will give you a discount depending on the hotel. So My membership has already paid for itself. Not sure how good they are for their tow and rental services but for hotel and car discounts its a plus! Good deal to me may not be to anyone else...ijs. hmm.. Ok. Aren't you a state employee? |
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Post by Kyng of JDs on Nov 1, 2011 10:13:11 GMT -5
apparently my net worth is higher than the median (especially when factoring in my age, race, marital status and geographic location). I sure don't feel like it though damn 1%er |
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Post by Rare_Commodity on Nov 1, 2011 10:14:19 GMT -5
@ Kyng- no I signed up for less than regular price. They waived their normal "enrollment fee" and signed up an additional card member for no cost. Plus when I called them back they changed the promo so I get a $100 travel voucher (im sure it has some restrictions and catches but even still). Plus I already know that when booking hotels AAA will give you a discount depending on the hotel. So My membership has already paid for itself. Not sure how good they are for their tow and rental services but for hotel and car discounts its a plus! Good deal to me may not be to anyone else...ijs. hmm.. Ok. Aren't you a state employee? Yep but the AAA discount far exceeds the state per diem or the state non per diem rate. Plus some out of state properties don't offer other state employee discounts but AAA is international...even in Dubai lol. I've checked it thru and thru at a few properties. |
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Post by LejaOMG on Nov 1, 2011 10:23:16 GMT -5
AAA also exceeds the fedgov rate. I use it every single time I book a hotel stay. They came out to my job to replace my battery on an hour's notice. I also get discounts at my fave clothing stores. It's a win, generally.
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Post by Kyng of JDs on Nov 1, 2011 11:21:57 GMT -5
hmm.. Ok. Aren't you a state employee? Yep but the AAA discount far exceeds the state per diem or the state non per diem rate. Plus some out of state properties don't offer other state employee discounts but AAA is international...even in Dubai lol. I've checked it thru and thru at a few properties. Did you ask AAA what the discount is for a gov't employee? |
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Post by LejaOMG on Nov 1, 2011 11:24:02 GMT -5
Yes, of course. No double-dipping.
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Post by Rare_Commodity on Nov 5, 2011 9:49:11 GMT -5
If you have AAA when you go shopping ask the retailer if they give a discount. It has more benefits than I really knew.
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Post by Rare_Commodity on Nov 14, 2011 14:08:07 GMT -5
Graduation quickly approaching I just got one of those notices from Uncle Sam and 'nem.....awww shyt! Finna move in with my mama lol
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Post by Rare_Commodity on Nov 18, 2011 10:03:57 GMT -5
I'm in my own zone...Operation Get 'er Done
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